Accident without a valid MOT - Does the insurance still pay?
It crashes and you suddenly remember: The main inspection, colloquially known as the MOT, was overdue. My car doesn't have a valid inspection sticker - I have an accident without an MOT. In our guide, we explain to you when an expired MOT can become a problem and how you can best take action after an accident with an expired MOT [...].
Step-by-step: claims settlement procedure after an accident
Nobody expects to have a road accident. And yet this unwanted special situation happens to around 5 million of us every year. For most of those affected, the feverish search for information on how to deal with the accident begins: Who do I have to inform and in what order? Who has to pay what and when? Which documents do I get where? [...]
Reporting vehicle accident damage - how it works
Have you had an accident, someone has driven into your car or your vehicle has been damaged in the car park? After the initial shock, the question arises as to what you need to do to report the accident correctly and assert your claims. However, reporting and subsequently settling a claim is not that difficult for those affected by an accident. Accident of the [...]
Accident-damaged car - scrap or sell?
After an accident, many drivers ask themselves whether they can still sell their crashed car. Although it is not easy to sell an accident-damaged car, there are often worthwhile alternatives to the scrapyard. In this guide, we explain what you need to know in order to sell your accident-damaged car. When does my accident-damaged [...]
Carpooling to school - Part II: Your child as a passenger
In the first part of this series of articles, we explained what parents need to bear in mind when taking other children to school in a carpool. In the second part, we will now look at what applies to pupils who are carpoolers. The principle remains the same: Only the direct journey to school counts as a commuting accident. What applies to a [...]
Carpooling: What parents should know - Part I: You are the driver
You know the drill: just in time for the start of the new school year, the "parent taxi" is back in action. Especially with rising petrol prices, carpooling to school is particularly worthwhile. However, this also poses some challenges. For example, the question of liability in the event of damage is often unclear. In this first part, we therefore explain what [...]
Accident due to mobile phone - question of guilt & penalties
Just quickly checking the latest message... Many drivers are not impressed by the current ban on mobile phones and risk fender benders and worse on the road. In this guide, we explain why you are not allowed to use your smartphone at the wheel and what you need to bear in mind after an accident involving a mobile phone at the wheel. Is the mobile phone at the wheel [...]
Coercion in road traffic - information & report
Cutting in, tailgating, slowing down - who hasn't experienced this in road traffic? Sometimes you feel compelled to swerve or even drive faster. But when does such behaviour constitute coercion? Even though each case must be considered individually, in this guide we provide you with an overview and illustrative examples of coercion in road traffic. [...]
Winter tyres in summer - What are the penalties in the event of an accident?
Tyres have to be changed twice a year and for many people this is a bit of a nuisance. However, driving with winter tyres in summer is riskier than most people realise. In this guide, we explain whether you are allowed to drive with winter tyres in summer and who is liable in the event of an accident. Is driving with winter tyres in [...]
Hazardous goods accident - special care is required here!
An accident involving hazardous goods is not only dangerous for you as the person involved in the accident, but also for our environment. Therefore, double caution is required here! In our guide, we explain why you need to react differently to normal accidents and how best to behave in the event of a dangerous goods accident. What is a dangerous goods accident? An accident involving dangerous goods is [...]