{"id":2170,"date":"2019-09-13T07:43:18","date_gmt":"2019-09-13T07:43:18","guid":{"rendered":"https:\/\/www.faire-regulierung.de\/?p=2170"},"modified":"2022-02-01T13:28:26","modified_gmt":"2022-02-01T12:28:26","slug":"reparaturkosten-unfall","status":"publish","type":"post","link":"https:\/\/fairforce.online\/en\/ratgeber\/reparaturkosten-unfall\/","title":{"rendered":"Repair costs after an accident - tips on reimbursement"},"content":{"rendered":"

Every year on German roads, <\/span>2.6 million road traffic accidents<\/span><\/a>. Following an accident, as the injured party, you are entitled to reimbursement of the costs of repairing your vehicle. But how do you make a claim, and who actually pays for the repairs after an accident? Here you will find <\/span>helpful <\/span>Information on repair costs.<\/span><\/p>\n\n\n\n

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Essential: Ensure accident damage is assessed correctly<\/h2>\n\n\n\n

To the <\/span>Certainly<\/span>When making a claim, it is <\/span>mandatory <\/span>It is essential to have the damage properly assessed. The safest course of action for you is to obtain an expert report. In this process, an expert documents and analyses the accident damage and outlines the necessary steps and time required for a full repair. This forms the basis for your claim settlement. At the same time, it provides you with a reliable assessment of the amount of your claim for loss of use. In the article<\/span> \u201c5 facts about vehicle valuation reports that you should know\u201d<\/span><\/a> you will find a <\/span>Compilation <\/span>All the information you need on expert reports for accident damage.<\/span><\/p>\n\n\n\n

As a user of faire-Regulierung, you have access to trusted, independent assessors. Report your accident damage here. We\u2019ll take care of everything else and ensure the best possible claims settlement for you. <\/span>certainly<\/span>.<\/span><\/p>\n\n\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReport a road accident<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n

Important: Who pays for the repair costs following a road traffic accident?<\/h2>\n\n\n\n

Have you been injured in a road traffic accident? In such circumstances, the person who caused the accident\u2019s liability insurance is liable to pay compensation. You will be compensated as part of the damages awarded. <\/span><\/p>\n\n\n\n

Did you cause the accident? If so, that\u2019s a matter for your comprehensive insurance or your own pocket.<\/span><\/p>\n\n\n\n

As you can see, clarifying who is at fault is essential, as this determines which insurance policy will cover the costs in the event of an accident. As a user of the faire-Regulierung portal, you will receive a free initial assessment of liability \u2013 sent directly to your mobile phone and prepared by an experienced lawyer from our network \u2013 within 24 hours of us receiving your accident report, provided it is suitable for assessment. Best of all: we guarantee that we will not charge you anything for this.<\/span>
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The basic requirement for an insurance company to cover the damage is that the accident was not caused deliberately. Furthermore, the damage must be reported within the specified time limit. The insurance company should be notified of the accident within 14 days. We would be happy to report the claim to your insurance company on your behalf and assess your entitlement to compensation.<\/span><\/p>\n\n\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tCheck claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n

Deciding to have the car repaired: Is there a requirement to use a specific garage?<\/h2>\n\n\n\n

If you are a victim of the accident, the insurance company of the person responsible is the party to whom you should address your claims. Communication with the claims departments of the various insurers is one of the key benefits for users of the \u2018faire-Regulierung\u2019 service. <\/span><\/p>\n\n\n\n

When it comes to choosing a repair garage, don\u2019t let anyone talk you into anything! You are free to choose which garage should carry out the repairs to the accident damage. There is no obligation to use a specific garage in this situation. Even the \u201cwarnings\u201d you\u2019ve no doubt heard time and again about the risk of higher costs if you choose your own garage are simply part of the repertoire of insurers who are liable to pay out. The insurance company\u2019s aim is to steer you and your vehicle away from your usual garage and have the damage repaired at a garage that is cheaper for them. Don\u2019t fall for it.<\/span><\/p>\n\n\n\n

The situation is different in the case of comprehensive insurance claims \u2013 that is, damage for which you yourself are at fault. In such cases, there may be a requirement to use a specific garage. Please check the terms and conditions of your insurance policy. If the insurance company stipulates that you must use a specific garage, you must have your vehicle repaired at the garage specified by the insurer. We generally advise against insurance policies with a designated repairer clause. Experience from many thousands of insurance claims shows that the discounts offered under these policies are often not worth the potential loss of cover you risk in the event of a claim.<\/span><\/p>\n\n\n\n

Please note: Your insurer may reduce your claim for repair costs following an accident<\/h2>\n\n\n\n

Naturally, the insurance company wants to keep its costs as low as possible and often reduces the amount of your claim. Typical items that are quickly excluded and which your garage regularly has to fight to have reinstated:<\/span><\/p>\n\n\n\n