{"id":13613,"date":"2024-04-17T12:22:36","date_gmt":"2024-04-17T10:22:36","guid":{"rendered":"https:\/\/fairforce.online\/?p=13613"},"modified":"2024-04-17T12:22:56","modified_gmt":"2024-04-17T10:22:56","slug":"unfallschaden-auszahlen-lassen","status":"publish","type":"post","link":"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/","title":{"rendered":"Fictitious settlement - having accident damage paid out"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13613\" class=\"elementor elementor-13613\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c621ac e-flex e-con-boxed e-con e-parent\" data-id=\"5c621ac\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c811ae elementor-widget elementor-widget-text-editor\" data-id=\"8c811ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"s1\">The liability insurance of the person responsible for the accident must pay for the repair costs of the injured party in accordance with Section 249 of the German Civil Code (BGB).  But what if you don't want to have your car repaired at all? We will be happy to help you with this question and explain everything you need to know about \"fictitious settlement\" in this guide.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91ee823 elementor-widget elementor-widget-text-editor\" data-id=\"91ee823\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class='ff1-notification-box'><div class='ff1-notification-box__title'>In brief<\/div><div class='ff1-notification-box__content'><\/p>\n<ul>\n<li class=\"li1\"><span class=\"s2\">In principle, you have the option of having the assessed amount of damage paid out to you if you do not wish to have your car repaired.<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">Amount of damage: material costs, labour costs for workshop, VAT and other items.<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">However, you must expect reductions in the event of a fictitious settlement.<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">A fictitious settlement may be worthwhile, but not necessarily. <\/span><\/li>\n<\/ul>\n<p>\n<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47f4310 elementor-widget elementor-widget-template\" data-id=\"47f4310\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12160\" class=\"elementor elementor-12160\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef95f4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef95f4a\" data-element_type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b9d665\" data-id=\"1b9d665\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-220d30e elementor-widget elementor-widget-heading\" data-id=\"220d30e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want to maximise the payout after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6ca7a elementor-widget elementor-widget-text-editor\" data-id=\"1e6ca7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accident victims in your situation simply get the best support from fairforce.one.<\/p><p><strong>Depending on the cause of the accident, customers receive an average of \u20ac480<sup><a href=\"#footnotes\">2<\/a><\/sup> Additional payment<\/strong><\/p><p>Callback within 5 minutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af1822b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"af1822b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24check\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a744b9c elementor-widget elementor-widget-text-editor\" data-id=\"a744b9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"wp-block-heading\" id=\"fiktive-abrechnung-den-unfallschaden-nicht-reparieren-lassen\" title=\"Fictitious settlement: Do not have the accident damage repaired\">Fictitious settlement: Do not have the accident damage repaired<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">Compulsory liability insurance in Germany is intended to ensure that accident victims are reimbursed for the damage they have suffered through no fault of their own. As part of the claims settlement process, the costs of the repair and everything that goes with it are claimed from the insurance company of the party responsible for the accident. The aim of the repair is to restore the vehicle to its condition before the accident.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c55a584 elementor-widget elementor-widget-text-editor\" data-id=\"c55a584\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class='ff1-notification-box'><div class='ff1-notification-box__title'>Important<\/div><div class='ff1-notification-box__content'><p><span class=\"s1\"><b>However, if you do not want to have your car repaired at all, for example because the dent does not bother you at all, this does not mean that the claim for damages under \u00a7 249 BGB is lost due to the accident for which you are not at fault. <\/b>On the contrary: the opposing insurance company is also obliged to pay a fictitious settlement.<\/span><\/p>\n<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe8fa8 elementor-widget elementor-widget-text-editor\" data-id=\"8fe8fa8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"wp-block-heading p1\"><span class=\"s1\">What does a fictitious settlement mean?<\/span><\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">The opposing party's insurance company usually settles according to the repair invoice from the garage. This is a <\/span><span class=\"s2\">concrete settlement<\/span><span class=\"s1\">. One <\/span><span class=\"s2\">Fictitious settlement<\/span><span class=\"s1\"> A fictitious invoice, on the other hand, only corresponds to the value of a professional workshop repair and is either issued by an accident assessor or is based on the cost estimate of a workshop. A fictitious settlement is therefore a \"substitute invoice\".<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Fiction is the imagination. You imagine the repair and the associated costs. And on the basis of this mental model, you can have the insurance claim paid out. Fictitious settlement is therefore also called \"settlement on the basis of the expert opinion\". <\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">In practice, a cheaper garage is often subsequently commissioned, the car is repaired itself or nothing is changed on the car at all. Consequently, it is not the repair costs that are reimbursed, as these are not incurred - or only to a much lesser extent - but the costs that would have been incurred if the damage suffered through no fault of the driver had been repaired.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7124696 elementor-widget elementor-widget-text-editor\" data-id=\"7124696\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"2\" class=\"wp-block-heading p1\">Prerequisite for fictitious billing<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">A fictitious settlement is always possible. The insurance company may not point out to you that you are not allowed to make a fictitious settlement. The injured party has the right to choose whether or not to have their vehicle repaired after an accident in accordance with Section 249 BGB.\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you want to shine with technical terms: You are the master of the restitution process. As the victim of an accident, you can therefore freely dispose of the amount of compensation from the insurance company and do not necessarily have to invest this amount in repairing the vehicle. You can also have a fictitious settlement based on an expert opinion or cost estimate.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4027de elementor-widget elementor-widget-text-editor\" data-id=\"b4027de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class='ff1-notification-box'><div class='ff1-notification-box__title'>Important<\/div><div class='ff1-notification-box__content'><p><span class=\"s1\">There is one prerequisite for fictitious billing: <b>Your car must be roadworthy.<\/b><\/span><\/p>\n<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d462820 elementor-widget elementor-widget-text-editor\" data-id=\"d462820\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"s1\">However, if your vehicle is no longer roadworthy due to an accident or is no longer safe to drive, it should be repaired. If you decide against repairs, you will no longer be allowed to use your car on the road. <\/span><span class=\"s1\">If your vehicle is a total loss, the so-called 130 per cent rule applies. You can then decide whether you want to have your vehicle repaired or have the damage to the vehicle paid out, i.e. settle it fictitiously. You can find further information on the 130 per cent rule <a href=\"https:\/\/fairforce.online\/ratgeber\/autounfall-totalschaden\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">here<\/span><\/a>.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecacc5d elementor-widget elementor-widget-text-editor\" data-id=\"ecacc5d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"3\" class=\"wp-block-heading p1\"><span class=\"s1\">Procedure for fictitious settlement<\/span><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">The amount of damage must first be precisely and reliably quantified. To do this, ask an expert to draw up a report. The expert will base his calculation on the hourly rates charged by a branded specialist garage. You indicate to the insurance company that you would like a fictitious settlement. After checking the claims for compensation, the compensation will be paid to you net - i.e. less the VAT not incurred.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e20958 elementor-widget elementor-widget-text-editor\" data-id=\"7e20958\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"wp-block-heading\" id=\"wie-lange-dauert-eine-fiktive-abrechnung\" title=\"How long does a fictitious settlement take?\">How long does a fictitious settlement take?<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">There is no general answer as to how long your fictitious settlement will take. If the facts are clear and the insurer on the other side reacts in an exemplary manner, the money may be in your account within a few days. Unfortunately, we have also seen cases in practice where partial payments have to be fought for months later. This is because the insurance company often endeavours to reduce or delay payment in the event of a fictitious settlement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41d43fa elementor-widget elementor-widget-text-editor\" data-id=\"41d43fa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"wp-block-heading\" id=\"unfallschaden-auszahlen-lassen-hoehe-der-schadenssumme\" title=\"Have accident damage paid out: Amount of the claim\">Have accident damage paid out: Amount of the claim<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">The amount of damage is made up of the costs for the spare parts, the labour costs for the workshop, any transport costs to and from the painter, VAT and the possible <a href=\"https:\/\/fairforce.online\/ratgeber\/wertminderung-unfall\/\" target=\"_blank\" rel=\"noopener\">Impairment<\/a> together. In a fictitious settlement, the amount of damages is usually lower than in a concrete settlement, as it is based on a different calculation method. <\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>Note<\/b>The opposing insurance company is keen to minimise the amount of damage as much as possible. If you act carelessly, you may not receive the full amount of compensation from the insurance company. As a result, there are always legal disputes regarding the reduction in value, as no mandatory calculation method has been prescribed by law.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c18342d elementor-widget elementor-widget-text-editor\" data-id=\"c18342d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class='ff1-notification-box'><div class='ff1-notification-box__title'>Our tip<\/div><div class='ff1-notification-box__content'><p><span class=\"s1\">If you are toying with the idea of a fictitious settlement, utilise the expertise of a traffic law specialist from the outset. Experience shows that it is possible to counteract the reduction of your claims with the first letter to the insurer liable to pay. Unfortunately, it is almost obligatory for insurers to try to reduce claims, but for most injured parties it is difficult and time-consuming to defend themselves against these unlawful complaints and to obtain the payment to which they are entitled. If you report your accident on the fairforce.one platform, you will have experienced specialists with a thousand times proven expertise at your side from the very first minute.<\/span><\/p>\n<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d21b63 elementor-widget elementor-widget-template\" data-id=\"4d21b63\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12445\" class=\"elementor elementor-12445\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a2ed9ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a2ed9ed\" data-element_type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e7766d\" data-id=\"2e7766d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d933b8 elementor-widget elementor-widget-heading\" data-id=\"4d933b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want less paperwork and the maximum payout?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b754cd elementor-widget elementor-widget-text-editor\" data-id=\"0b754cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Don't risk any reductions from the other party's insurance company - have your accident <strong>free of charge and without obligation<\/strong> by our regulation specialists.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11cfd0a elementor-align-left elementor-widget elementor-widget-button\" data-id=\"11cfd0a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24lesspaper\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac416be elementor-widget elementor-widget-text-editor\" data-id=\"ac416be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"wp-block-heading\" id=\"keine-erstattung-der-mehrwertsteuer-bei-fiktiver-abrechnung\" title=\"No reimbursement of VAT for fictitious invoicing\">No reimbursement of VAT for fictitious invoicing<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">In the case of fictitious settlement, for example, the reimbursement of VAT is not applicable. This is because according to Section 249 BGB, the opposing insurance company does not have to pay VAT for services not rendered. In the case of a repair, on the other hand, VAT is due at the end and is therefore also part of the damage to be reimbursed. As the injured party, you will therefore only receive the net amount in the fictitious settlement. If you would like to have your vehicle repaired after a fictitious settlement has been completed or carry out a repair yourself or even buy an equivalent car, you can then have the VAT actually incurred reimbursed by the insurance company.<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span class=\"s1\">Other damage items are also treated differently in the fictitious settlement. In the case of a workshop repair, the transport costs to and from the painter are covered by the opposing insurance company. This does not apply to a fictitious settlement. There are sometimes contradictory statements regarding compensation for loss of use or reimbursement of hire car costs in connection with fictitious settlements. We do everything we can to always get the best for you.\u00a0<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"className\":\"p1\"} --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3548476 elementor-widget elementor-widget-text-editor\" data-id=\"3548476\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"5\" class=\"wp-block-heading p1\"><span class=\"s1\">What needs to be considered in a fictitious settlement?<\/span><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">Even if it sounds tempting to simply have the money paid out by the generic insurance company, caution is advised. <\/span><span class=\"s1\">Although a fictitious settlement is worth considering for minor damage such as dents or scratches that do not affect the vehicle's roadworthiness, minor damage to the paintwork can quickly lead to entire vehicle parts having to be replaced.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb6d31 elementor-widget elementor-widget-text-editor\" data-id=\"5cb6d31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"wp-block-heading\" id=\"fiktive-abrechnung-nach-gutachten\" title=\"Fictitious billing according to expert opinion\">Fictitious billing according to expert opinion<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">For vehicles that are as good as new or more expensive, it is important that the fictitious settlement is not based on the workshop's cost estimate, but on a <a href=\"https:\/\/fairforce.online\/ratgeber\/ratgeber-unfall-gutachten-oder-kostenvoranschlag\/\" target=\"_blank\" rel=\"noopener\">Expert opinion<\/a> to measure. When paying for the estimate without repair, the loss in value of the vehicle is not taken into account due to the obligation to label it as an accident vehicle. This means that you lose money at the time the vehicle is sold. By notifying fairforce.one, you can secure an expert opinion and reimbursement of the depreciation. Although many depreciation after accident calculators give you an initial indication, it is advisable to enforce your claims with traffic law experts.\u00a0<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>Good to know<\/b>Other damage items are also disputable. In this case, the expert who wrote the accident report is relevant. In the case of damage that is not minor (minor bodywork damage or dents, damage amount less than EUR 1,000), you are generally entitled to your own expert. If an expert opinion is provided by the other party, the other party's insurance company must then also pay an expert of your choice. You should therefore never agree to the opposing insurer paying for the expert's report in the event of a fictitious settlement. <\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>Caution<\/b>The opposing insurance company can object!<br \/><\/span><span class=\"s1\">It becomes difficult for you if you only have minor damage to the vehicle and you nevertheless commission a second expert. The other party's insurance company usually does not have to pay the costs of the second expert. Problems also arise if there are ambiguities in the expert report or if there is a suspicion that you are using the money from the fictitious settlement to repair your vehicle illegally. This then regularly leads to legal proceedings and consequential costs for you.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-861e67e elementor-widget elementor-widget-template\" data-id=\"861e67e\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12859\" class=\"elementor elementor-12859\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eafa88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eafa88\" data-element_type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5119223\" data-id=\"5119223\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06a2a25 elementor-widget elementor-widget-heading\" data-id=\"06a2a25\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Get your accident damage appraisal quickly and easily<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d21199 elementor-widget elementor-widget-text-editor\" data-id=\"9d21199\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Sie wollen die optimale Erstattung nach Unfall erzielen?\\n Unfallgesch\u00e4digte in Ihrer Situation bekommen bei fairforce.one einfach beste Unterst\u00fctzung.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14979,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14279154},&quot;10&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Calibri&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:15,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:34}\">Accident victims in your situation simply get the best support from fairforce.one.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3a2507 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a3a2507\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner-gutachten\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24report\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f3131c elementor-widget elementor-widget-text-editor\" data-id=\"8f3131c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"wp-block-heading\" id=\"fiktive-abrechnung-kuerzungen-durch-versicherer\" title=\"Fictitious billing: Reductions by insurers\">Fictitious billing: Reductions by insurers<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>You wanted to make a fictitious settlement and received a reduction disc? Unfortunately, it is now routine for almost all motor vehicle insurers to send the documents you have submitted to so-called verification service providers. Companies such as ControlExpert or ClaimsControlling prepare so-called inspection reports for the insurer in series, which are nothing other than reductions of your claims. Some inspection service providers have even concluded contracts with insurers in which specific targets for the average reduction of claims from injured parties like you are contractually agreed.<br \/>Examples are the reference to a cheaper workshop or a transfer that is not necessary, etc... So don't take it too personally if you have received a letter of curtailment. Respond professionally and use a service provider: we'll sort it out for you!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ad8502 elementor-widget elementor-widget-text-editor\" data-id=\"8ad8502\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"7\" class=\"wp-block-heading p1\"><span class=\"s1\">Is it worth paying out for the accident damage?<\/span><\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">There is no generalised answer to this question. The greater the damage, the more complex the correct answer. And that is why we are here for you. Thanks to our tested network of specialists, we can give you a concrete answer as to whether a fictitious settlement is worthwhile for you or not. Although there are some \"accident damage payout\" calculators on the internet, these are often inaccurate and do not reflect your specific claims. It is therefore better to contact experts who will ensure that you receive what you are entitled to.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23c77f65 elementor-widget elementor-widget-text-editor\" data-id=\"23c77f65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\"><span class=\"s1\">Do you want to know what claims you are entitled to with a fictitious settlement and whether this is the right way for you? Do you want to make a professional and straightforward fictitious settlement and receive the payout? We can help you. Our network of specialists will carry out the complete examination and settlement of the claim for you. <\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph {\"className\":\"p1\"} --><\/p>\n<p class=\"p1\"><span class=\"s1\">The secure procedure at a glance:<\/span><\/p>\n<ul class=\"ul1\">\n<li><span class=\"s1\">You can report the accident to us safely and free of charge by phone on 0800 30 111 60 or even faster <\/span><span class=\"s1\"><span style=\"font-weight: 400;\"><a href='\/en\/lp\/anspruchsrechner\/?utm_source=faire-regulierung.de&#038;utm_medium=ratgeber&#038;utm_content=&#038;utm_term=Jetzt%20Anspruch%20berechnen' title='here online'>here online<\/a>.<\/span><\/span><\/li>\n<li><span class=\"s1\">Our certified team will review your case immediately and discuss the appropriate next steps with you.<\/span><\/li>\n<li><span class=\"s1\">Claims settlement is initiated and you are kept informed of any progress via our innovative customer information system KIS.<\/span><\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p class=\"p1\"><span class=\"s1\">The licensed specialists from the fairforce.one network take care of the necessary correspondence and accompany you personally until your compensation claims are paid out - experienced, solution-orientated and without any cost risk for you.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6f2dd2 elementor-widget elementor-widget-template\" data-id=\"c6f2dd2\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b790a1 e-flex e-con-boxed e-con e-parent\" data-id=\"9b790a1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-072b74a elementor-widget elementor-widget-tc-faq\" data-id=\"072b74a\" data-element_type=\"widget\" data-widget_type=\"tc-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <div class=\"tc__faq-container\">\n                    <h2 class=\"tc__faq-title\" id=\"faq-zur-fiktiven-abrechnung\" title=\"FAQ on fictitious billing\">FAQ on fictitious billing<\/h2>\n                    <div class=\"tc__faq-item-container\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n                        <div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"was-ist-eine-fiktive-abrechnung-mit-der-versicherung\" title=\"What is a fictitious settlement with the insurance company?\">What is a fictitious settlement with the insurance company?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If your car is still roadworthy after an accident, you can also have the repair costs paid out. The insurance company of the person responsible for the accident then settles the claim according to the expert opinion or cost estimate of the garage and reimburses the money for the repair, even though it did not take place. This is a fictitious settlement, as the repair is only fictitious and serves as the basis for the invoice.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wer-zahlt-kostenvoranschlag-bei-fiktiver-abrechnung\" title=\"Who pays for cost estimates in the case of fictitious billing?\">Who pays for cost estimates in the case of fictitious billing?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>The insurance company of the person responsible for the accident pays the cost estimate or the fee for an expert, as in the case of a repair. This is because the fictitious settlement is treated like a classic repair. However, instead of the actual repair, the money for this is paid out to you.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"was-bedeutet-eine-fiktive-abrechnung-mit-der-versicherung\" title=\"What does a fictitious settlement with the insurance company mean?\">What does a fictitious settlement with the insurance company mean?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>In a fictitious settlement, the opposing insurance company reimburses you the repair costs for your vehicle without it actually having been repaired. In this case, a fictitious repair is assumed that would have cost X amount. You receive this sum instead of the repair. It is up to you whether you then have your car repaired only partially and therefore more cheaply in another workshop, do it yourself or simply live with the damage. However, it is important to note that a fictitious settlement is only possible if your car is still roadworthy after the accident.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"kann-versicherung-fiktive-abrechnung-ablehnen\" title=\"Can the insurance company refuse a fictitious settlement?\">Can the insurance company refuse a fictitious settlement?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>No, an insurance company may not refuse a fictitious settlement, as this is part of your right of choice in accordance with Section 249 BGB. However, for a fictitious settlement, your vehicle must still be roadworthy after the accident. In the event of a total loss, the 130% rule applies instead.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"was-wird-bei-abrechnung-nach-gutachten-abgezogen\" title=\"What is deducted when billing according to expert opinion?\">What is deducted when billing according to expert opinion?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>\u00a0If you have the repair costs paid out, you are not entitled to VAT. As this would only be incurred in the case of an actual repair, it will be deducted from the fictitious settlement. If you nevertheless have your car repaired afterwards, you can reclaim the VAT incurred from the other party's insurance company. In addition, fictitious settlements exclude items from the expert opinion that would only be incurred in the event of an actual repair. For example, transport costs to the painter and back.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"kann-ich-einen-vollkasko-schaden-auszahlen-lassen\" title=\"Can I have a fully comprehensive claim paid out?\">Can I have a fully comprehensive claim paid out?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>There is only a right to the payment of damages via the fictitious settlement in the case of liability claims. In the case of fully comprehensive damage, many insurance companies do not allow the repair costs to be paid out. Corresponding passages stating that repair costs are only covered in the event of an actual repair can usually be found in the contract documents.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\">learn more<\/a><\/div><\/div><\/div>                    <\/div>\n                <\/div>\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>The liability insurance of the person responsible for the accident must pay for the repair costs of the injured party in accordance with Section 249 of the German Civil Code (BGB).  But what if you don't want to have your car repaired at all? We will be happy to help you with this question and explain everything you need to know about \"fictitious settlement\" in this guide. Fictitious settlement: The accident damage [...]<\/p>","protected":false},"author":11,"featured_media":5674,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"2856,2170,5958,5975,5328,2784","_relevanssi_noindex_reason":"","_lmt_disableupdate":"yes","_lmt_disable":"no","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[8],"class_list":["post-13613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber","tag-anspruchsarten"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen &#8211; 2026<\/title>\n<meta name=\"description\" content=\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen \u2705 \u00d8 480 \u20ac* Mehrwert \u2705 100% kostenfreie Anspruchspr\u00fcfung \u2705 Jetzt \u260e\ufe0f 0800 30 111 60.\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen &#8211; 2026\" \/>\n<meta property=\"og:description\" content=\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen \u2705 \u00d8 480 \u20ac* Mehrwert \u2705 100% kostenfreie Anspruchspr\u00fcfung \u2705 Jetzt \u260e\ufe0f 0800 30 111 60.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/\" \/>\n<meta property=\"og:site_name\" content=\"fairforce.online (DEV)\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-17T10:22:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-17T10:22:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/05\/pexels-pixabay-259234-scaled-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1651\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Redaktion fair force one\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Redaktion fair force one\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/\"},\"author\":{\"name\":\"Redaktion fair force one\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/#\\\/schema\\\/person\\\/381784ecbe7034d57e81e8bee2ff051d\"},\"headline\":\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen\",\"datePublished\":\"2024-04-17T10:22:36+00:00\",\"dateModified\":\"2024-04-17T10:22:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/\"},\"wordCount\":2410,\"publisher\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fairforce.online\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/pexels-pixabay-259234-scaled-1.jpg\",\"keywords\":[\"Anspruchsarten\"],\"articleSection\":[\"Ratgeber\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/\",\"url\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/\",\"name\":\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen &#8211; 2026\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fairforce.online\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/pexels-pixabay-259234-scaled-1.jpg\",\"datePublished\":\"2024-04-17T10:22:36+00:00\",\"dateModified\":\"2024-04-17T10:22:56+00:00\",\"description\":\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen \u2705 \u00d8 480 \u20ac* Mehrwert \u2705 100% kostenfreie Anspruchspr\u00fcfung \u2705 Jetzt \u260e\ufe0f 0800 30 111 60.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fairforce.online\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/pexels-pixabay-259234-scaled-1.jpg\",\"contentUrl\":\"https:\\\/\\\/fairforce.online\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/pexels-pixabay-259234-scaled-1.jpg\",\"width\":2560,\"height\":1651,\"caption\":\"Fiktive Abrechnung - Unfallschaden auszahlen lassen \u00a9 Pexels.com \\\/\\\/ Pixabay\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/ratgeber\\\/unfallschaden-auszahlen-lassen\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/fairforce.online\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/#website\",\"url\":\"https:\\\/\\\/fairforce.online\\\/\",\"name\":\"fairforce.online (DEV)\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fairforce.online\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/#organization\",\"name\":\"fairforce.one\",\"url\":\"https:\\\/\\\/fairforce.online\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fairforce.online\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/logo_icon_small1.png\",\"contentUrl\":\"https:\\\/\\\/fairforce.online\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/logo_icon_small1.png\",\"width\":512,\"height\":512,\"caption\":\"fairforce.one\"},\"image\":{\"@id\":\"https:\\\/\\\/fairforce.online\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/fairforce.online\\\/#\\\/schema\\\/person\\\/381784ecbe7034d57e81e8bee2ff051d\",\"name\":\"Redaktion fair force one\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/25935124bd27884058870408f607e73269ebc123d58e1c46c36f8f4c12898514?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/25935124bd27884058870408f607e73269ebc123d58e1c46c36f8f4c12898514?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/25935124bd27884058870408f607e73269ebc123d58e1c46c36f8f4c12898514?s=96&d=mm&r=g\",\"caption\":\"Redaktion fair force one\"}},false]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen &#8211; 2026","description":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen \u2705 \u00d8 480 \u20ac* Mehrwert \u2705 100% kostenfreie Anspruchspr\u00fcfung \u2705 Jetzt \u260e\ufe0f 0800 30 111 60.","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_GB","og_type":"article","og_title":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen &#8211; 2026","og_description":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen \u2705 \u00d8 480 \u20ac* Mehrwert \u2705 100% kostenfreie Anspruchspr\u00fcfung \u2705 Jetzt \u260e\ufe0f 0800 30 111 60.","og_url":"https:\/\/fairforce.online\/en\/ratgeber\/unfallschaden-auszahlen-lassen\/","og_site_name":"fairforce.online (DEV)","article_published_time":"2024-04-17T10:22:36+00:00","article_modified_time":"2024-04-17T10:22:56+00:00","og_image":[{"width":2560,"height":1651,"url":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/05\/pexels-pixabay-259234-scaled-1.jpg","type":"image\/jpeg"}],"author":"Redaktion fair force one","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Redaktion fair force one","Estimated reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#article","isPartOf":{"@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/"},"author":{"name":"Redaktion fair force one","@id":"https:\/\/fairforce.online\/#\/schema\/person\/381784ecbe7034d57e81e8bee2ff051d"},"headline":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen","datePublished":"2024-04-17T10:22:36+00:00","dateModified":"2024-04-17T10:22:56+00:00","mainEntityOfPage":{"@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/"},"wordCount":2410,"publisher":{"@id":"https:\/\/fairforce.online\/#organization"},"image":{"@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#primaryimage"},"thumbnailUrl":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/05\/pexels-pixabay-259234-scaled-1.jpg","keywords":["Anspruchsarten"],"articleSection":["Ratgeber"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/","url":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/","name":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen &#8211; 2026","isPartOf":{"@id":"https:\/\/fairforce.online\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#primaryimage"},"image":{"@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#primaryimage"},"thumbnailUrl":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/05\/pexels-pixabay-259234-scaled-1.jpg","datePublished":"2024-04-17T10:22:36+00:00","dateModified":"2024-04-17T10:22:56+00:00","description":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen \u2705 \u00d8 480 \u20ac* Mehrwert \u2705 100% kostenfreie Anspruchspr\u00fcfung \u2705 Jetzt \u260e\ufe0f 0800 30 111 60.","breadcrumb":{"@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#primaryimage","url":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/05\/pexels-pixabay-259234-scaled-1.jpg","contentUrl":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/05\/pexels-pixabay-259234-scaled-1.jpg","width":2560,"height":1651,"caption":"Fiktive Abrechnung - Unfallschaden auszahlen lassen \u00a9 Pexels.com \/\/ Pixabay"},{"@type":"BreadcrumbList","@id":"https:\/\/fairforce.online\/ratgeber\/unfallschaden-auszahlen-lassen\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/fairforce.online\/"},{"@type":"ListItem","position":2,"name":"Fiktive Abrechnung \u2013 Unfallschaden auszahlen lassen"}]},{"@type":"WebSite","@id":"https:\/\/fairforce.online\/#website","url":"https:\/\/fairforce.online\/","name":"fairforce.online (DEV)","description":"","publisher":{"@id":"https:\/\/fairforce.online\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fairforce.online\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/fairforce.online\/#organization","name":"fairforce.one","url":"https:\/\/fairforce.online\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/fairforce.online\/#\/schema\/logo\/image\/","url":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/06\/logo_icon_small1.png","contentUrl":"https:\/\/fairforce.online\/wp-content\/uploads\/2021\/06\/logo_icon_small1.png","width":512,"height":512,"caption":"fairforce.one"},"image":{"@id":"https:\/\/fairforce.online\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fairforce.online\/#\/schema\/person\/381784ecbe7034d57e81e8bee2ff051d","name":"Redaktion fair force one","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/25935124bd27884058870408f607e73269ebc123d58e1c46c36f8f4c12898514?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25935124bd27884058870408f607e73269ebc123d58e1c46c36f8f4c12898514?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/25935124bd27884058870408f607e73269ebc123d58e1c46c36f8f4c12898514?s=96&d=mm&r=g","caption":"Redaktion fair force one"}},false]}},"modified_by":"thecase_cmueller","yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/posts\/13613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/comments?post=13613"}],"version-history":[{"count":39,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/posts\/13613\/revisions"}],"predecessor-version":[{"id":13906,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/posts\/13613\/revisions\/13906"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/media\/5674"}],"wp:attachment":[{"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/media?parent=13613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/categories?post=13613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.online\/en\/wp-json\/wp\/v2\/tags?post=13613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}