{"id":12073,"date":"2024-01-23T17:16:50","date_gmt":"2024-01-23T16:16:50","guid":{"rendered":"https:\/\/fairforce.online\/?p=12073"},"modified":"2024-01-23T17:23:03","modified_gmt":"2024-01-23T16:23:03","slug":"autounfall-melden","status":"publish","type":"post","link":"https:\/\/fairforce.online\/en\/ratgeber\/autounfall-melden\/","title":{"rendered":"Reporting vehicle accident damage - how it works"},"content":{"rendered":"
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Have you had an accident, someone has driven into your car or your vehicle has been damaged in the car park? After the initial shock, the question arises as to what you need to do to report the accident correctly and assert your claims. However, reporting and subsequently settling the claim is not that difficult for those affected by an accident. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Do you want to have the accident damage settled quickly and safely?\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Accident victims in your situation simply get the best support from fairforce.one.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tReport an accident now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Report the accident to the insurance company<\/h2>

The question of when you have to notify the insurance company that you have a motor vehicle claim arises after almost every accident. The logic is simple:\u00a0<\/span>Whenever an insurance company is to pay for accident damage, the insurance company must first be aware of the damage. This means that the damage and the resulting claims for benefits must be <\/span>right <\/b>must be reported. Only if compensation is guaranteed without the involvement of an insurance company is it not necessary to file a claim. Unfortunately, these \"private payment guarantees\" occasionally encountered in practice are usually extremely unreliable and fraught with problems. We therefore strongly advise against them.<\/span><\/p>

Who has to report an accident to the insurance company? Both parties, i.e. the person who caused the accident and the injured party, must report the accident to their respective insurance companies. The person who caused the accident must notify their own motor vehicle liability insurance company that the injured party will approach them with claims for benefits.<\/span><\/p>

For his part, the injured party will register his claims for damages arising from the accident, such as repair costs, compensation for pain and suffering, loss of earnings, etc., with the motor vehicle liability insurance company of the party responsible for the accident.
ATTENTION: The opposing insurance company will only pay these claims if it recognises the fault of its own policyholder.\u00a0<\/b><\/p>

What must be included in the accident report to the opposing insurance company to ensure that claims are recognised and paid? Above all, a comprehensible description of the course of the accident is important. Only if the fault of the person who caused the accident is clearly recognisable from this description will the opposing car insurance company recognise its obligation to pay benefits. Unfortunately, in practice, thousands of unfortunate descriptions of the course of the accident are made every day, which then deprive those affected of the insurance benefits to which they are actually entitled. Our urgent recommendation: Discuss the accident description with an independent specialist before it is forwarded to the insurance company. The quality of the accident description is crucial to whether or not you receive the compensation to which you are entitled.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How do you ensure a good and truthful accident report?<\/h2>

Most of the ingredients for a correct accident report and damage report are created directly at the scene of the accident. In principle, you should remain calm after an accident, secure the accident site and provide first aid to injured persons if necessary. The police do not have to be called in every case.<\/p>

In the case of so-called minor damage, i.e. small scratches and minor accident damage that will certainly cost less than \u20ac1,000 to repair, it is not necessary for the police to record the accident. The police only need to be called if the damage is more extensive or if there are injuries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Checklist: Do I have to call the police?<\/h3>